An accident can happen at any time. Whether you are on your way to the grocery store or on a road trip, accidents can happen. When you are involved in an accident, you as well as your vehicle can sustain serious injury, and for these injuries you should be compensated. Unfortunately, victims are not always compensated as they should be after an accident. This is especially so when the person with whom you have been involved in an accident does not have insurance. In these cases, what recourse is available to you for any injuries sustained?
If you or a loved one have been involved in an accident with an uninsured driver, it is in your best interest to contact an experienced Huntsville and Madison County personal injury attorney so that we can strategize about the best possible outcomes for your situation.
Uninsured Drivers and Uninsured Motorist Insurance
In Alabama, a driver is required to be covered by a liability insurance policy that covers any injuries sustained during an accident. Though this is the law, everyone does not adhere to it, and when an accident occurs, those responsible may be unable to pay for any injuries they caused to another driver. Fortunately, in Alabama, an injured driver may still be covered under his or her own insurance policy by having uninsured or underinsured motorist insurance.
Uninsured motorist insurance is required under all liability insurance policies. Under uninsured motorist insurance, you may still be able to be covered in the event of an accident under your own insurance policy. Generally, under this form of insurance, the amount of the uninsured motorist insurance that is available will be equal to the driver’s liability coverage. Because you cannot rely on another person to have automobile coverage in the case of an accident, this form of coverage is significant if you are involved in a car accident with another who is uninsured or underinsured.
Need Legal Advice?
When you are involved in an accident with an uninsured driver, you deserve to be compensated for your injuries. Whether you are compensated or not for these injuries should not depend on a negligent driver’s insurance coverage. In these situations, it is in your best interest to seek legal advice and representation to ensure that you receive what is owed to you and your loved ones for injuries sustained as well as pain and suffering. If you or a loved one have been involved in an accident, it is in your best interest to contact an experienced Huntsville and Madison County personal injury attorney at Hornsby, Watson, Hornsby & Heyward to help you with your case.